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Articles

A Life Full of Experiences May Not Mean Less Financial Security

Carl Richards Behavior Gap A Life Full of Experiences May Not Mean Less Financial Security
Experiences and security don’t have to be mutually exclusive. Whatever you want to do, start asking yourself a simple question: “Why not?”

Social Science vs Physical Science

Carl Richards Behavior Gap Social Science vs Physical Science
There is a long-standing debate over the difference between the social sciences and the physical sciences. Many of the tools we use in the physical sciences will simply not work with economics – one being the bell-shaped curve or normal distribution. 

Notes on Scary Markets and Free Mini-Course for Financial Advisors

Carl Richards Behavior Gap Notes on Scary Markets and Free Mini-Course for Financial Advisors
When the markets get scary, we're often the only thing standing between them and our clients doing something foolish. My goal with this free mini-course about scary markets is to help you understand your true value as a REAL financial advisor.